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Privacy Policy

Privacy Policy

Your privacy is fundamental to our mission of empowering financial wellness.

Our Privacy Commitment

At The Black Investor, we are committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. This Privacy Policy explains how we collect, use, and protect your information when you use our service.

Information We Collect

Personal Information

  • • Name, email address, and contact information
  • • Account credentials and authentication information
  • • Profile preferences and settings

Financial Information

  • • Bank account balances and transaction history
  • • Credit card and loan information
  • • Investment and retirement account data
  • • Financial goals and budget information

Usage Information

  • • How you interact with our service
  • • Device information and browser type
  • • IP address and location data

How We Use Your Information

  • • Provide and maintain our financial management services
  • • Analyze and categorize your financial transactions
  • • Generate personalized insights and recommendations
  • • Improve our service and develop new features
  • • Communicate with you about your account and our services
  • • Ensure security and prevent fraudulent activity

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share your information only in these situations:

  • • With your explicit consent
  • • With trusted service providers who help us operate our service
  • • When required by law, regulation, or legal process
  • • To protect our rights, property, or safety, or that of our users
  • • In connection with a business transaction (merger, acquisition, etc.)

Data Security

We implement industry-standard security measures to protect your information, including encryption, secure data transmission, and access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

  • • Access and review your personal information
  • • Correct or update inaccurate information
  • • Request deletion of your account and data
  • • Export your data in a portable format
  • • Opt out of marketing communications
  • • Withdraw consent for data processing

Cookies and Tracking

We use cookies and similar technologies to enhance your experience, remember your preferences, and analyze how our service is used. You can control cookie settings through your browser, but some features may not function properly if cookies are disabled.

Third-Party Services

We use Plaid to securely connect to your financial accounts. Plaid has its own privacy policy and security practices. We also use other third-party services for analytics, customer support, and service delivery, each with their own privacy practices.

Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by email or through our service. Your continued use of the service after changes are posted constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us through your account settings or our support channels. We are committed to addressing your concerns and protecting your privacy.

Last updated: January 2024. This policy is effective immediately upon posting.